Car Insurance For 2024 Ford Explorer. Insurance rates on a ford explorer cost an average of $1,856. The cheapest insurance company for a 2022 ford explorer is usaa at $980 per year, on average.

Compare ford explorer insurance costs by model year from top providers like geico, progressive, nationwide, liberty mutual and allstate. Full coverage auto insurance for an explorer runs about $142 monthly, on average, while liability only insurance.